Mortgages are not sexy. But this choice? It’s a tiny adventure. You’re the hero, and the bank is the dragon hoarding interest rates.
Whether you choose two or five years, celebrate. You’re buying a home, not a toothbrush. That’s huge. So pat yourself on the back—and maybe buy a candle that smells like “mortgage freedom.”
Now go forth. Pick your term. And don’t let the spreadsheet win.