So, what's going on here? Is Zelle just playing hard to get? Not exactly. It turns out that Zelle is actually a service that's built into many banking apps, which is why you won't find it as a standalone app on the App Store. Pretty cool, huh?
When you use Zelle, you're basically sending money directly from your bank account to someone else's, using just their email address or phone number. It's super convenient, and way faster than waiting for a check to clear. Plus, it's free to use, which is always a bonus.