Don’t use these for big things like a car or a house. The protections are thin. For a $10,000 sofa from a stranger on Craigslist? Hard pass. Use a wire transfer or cashiers check—boring but safe.
For splitting a pizza or paying your half of the electric bill? Perfect. Email transfers are basically a digital fist bump. They’re fast, casual, and slightly addicting.
Final pro tips (because I’m nice)
Set up notifications. Get a text or email when money arrives. That way you don’t go “oh, you paid me? Let me check my email… nope, nothing.” You’ll look super organized. Fake it till you make it.
And remember: the internet is weird. One day you’re emailing a meme, the next you’re emailing twenty bucks for gas. But hey, it beats licking a stamp for a check. You’re welcome.
Now go forth and email-y-send with confidence. Your burrito—and Jenna—awaits.