Here’s the punchline: full coverage doesn’t cover everything. It won’t pay for routine maintenance. Sorry, no free oil changes.
It won’t cover a mechanical breakdown from age. Your 1998 Civic with 300,000 miles? That’s on you, pal.
But if a deer jumps through your windshield? That’s why you have comprehensive. State Farm processes thousands of deer claims every year. Bambi’s revenge is real.
The Annual Cost: Not As Painful As You Think
Full coverage from State Farm averages about $1,700 a year. Sounds steep. But break it down: that’s less than $5 a day. Less than a fancy coffee.
And if you total your car tomorrow? They write you a check. That is peace of mind. Plus, you get a discount for being a good student. Or for driving a hybrid. Or for having a snoring dog in the backseat. (Okay, I made that last one up. But they do have pet injury coverage!)
