Don’t let the word “accused” get you down. The word “excess” just means extra, and extra can come back to you. This isn’t a scandal—it’s a second-chance story.
So take a deep breath. Smile. And maybe, just maybe, set aside a little money in your budget for that refund you didn’t see coming. Because when the system stumbles, it sometimes gives you a gift. And that, my friend, is a pretty fun reason to stay informed.
Go ahead—learn a little more about your health plan today. You might just discover you’re richer than you thought. Cheers to the surprises!